Debt management

/Debt management

Everything you need to know about debt settlement.

How Fast Should You Pay Off Your Debt?

Unfortunately, there is no quick fix to eliminate debt. Not only does it take patience, time and diligence, but also a clear understanding of why we get ourselves into debt in the first place. Was it that our wants were greater than our means? Was it thinking we could pay down our debt, only to [...]

By | May 24th, 2013|Debt management|0 Comments

The Housing Crisis Isn’t Coming Back, Because it Never Really Want Away!

The housing disaster that affected, not only the United States, but also the entire world has left many reeling, yet the issues that caused that fiasco are still with us. Which leaves one to ask, did the housing crisis ever really go away? And the ugly truth is, no, it hasn’t. It’s like a hibernating [...]

By | April 15th, 2013|Debt management|0 Comments

5 Ways to Deal With Past Due Accounts

5 Ways to Deal With Past Due Accounts Once an account goes past due, the creditor will intensify its collection activity. When your account is only a little past due, collection efforts are mild. For example, you may get a friendly phone call or past due letter reminding you to make payment. As your account gets [...]

By | April 15th, 2013|Debt management|0 Comments

The risk inside your credit cards

The risk inside your credit card

By | March 16th, 2013|Debt management|0 Comments

Find ways to increase credit rating

First we have to know how the whole credit industry works… Credit bureaus are companies that gather and sell information about a person’s credit data. They sell credit data on consumers to banks, mortgage industry  credit card companies, department stores, auto dealers, insurance industry, property owners, and any employers. In turn the above companies use the [...]

Credit card or Debit card? You can use a credit card in ATM if you get a pin number.

By | February 15th, 2013|Debt management|0 Comments

Do credit settlement agencies really deliver? I think it is like any thing else in life that you can do yourself, but if you want to use a third party first check them out and do not pay any money upfront.

By | February 15th, 2013|Debt management|0 Comments

What’s Bringing Your Scores Down

SECRETS OF YOUR CREDIT SCORE I think you should think twice about cutting your cards

60 Minutes Reports ” 40 million Mistakes on credit reports”

  Actual footage of CBS news on: 40 Million Mistakes on Credit Reports  

The ONE thing to know about your credit report

60 Minutes reports: 40 Million Mistakes: Is your credit report accurate? I don't like because they don't give you your scores and you have to do each 3 agency one by one.

Deduct Mortgage insurance in 2012 taxes

  The mortgage insurance premium deduction is retroactive to January 1, 2012. Great Information..

By | February 4th, 2013|Debt management|0 Comments

How to manage your debts

How to Manage Your Debt All of us have to manage our finances especially when we are in debt. If you Only have a small debt, you have to keep up with your monthly payments and Make sure you are not late. Otherwise, when you owe too much money,You Have to put extra effort into [...]

By | February 1st, 2013|Debt management|0 Comments

Where to get business credit reports

Where to get reports for improving credit score

The first step for  improving credit score is to get  your reports and many sites have hidden fees , I have worked with the following sites and my favorite is Wells Fargo ( I am not getting any commissions from any of them )   $1.00 for 3 reports now ($12.99/$15.99 a month, you can cancel anytime ) Free once a year no [...]

Debt Solutions You have to watch many of these so called credit counselling organizations... I think by just little search on line you can learn what to do and you don't really need them.

By | January 24th, 2013|Debt management|0 Comments