3 Most Common Small Financial Mistakes
Little things can cause you as much – or even more – pain as the bigger things in life. Little things can really add up, especially if you continuously ignore them....
11 January, 2019 / No comment
FIX NO RISK CREDIT REPAIR
We want to help you get a PERFECT Score of course, but our ultimate goal is to give you freedom to live the life you have dream of. Give yourself a new car, get your family a new house, go on that trip you have dreamed of for years. We want to help you BE HAPPY.
STOP WAITING AND START WORKING FOR A BETTER FUTURE
It is time for you to take action and change your Credit Score for the better, once and for all.
But don’t believe us. Believe in what our clients say about their experience.
We know that trusting anyone this days is a difficult enough task, and even more so when it comes to your personal information. We want you to feel safe and to know that we are driven by the opportunity to make someone’s life a little better and NOT from the love of money.
WHAT WE DO
Among the many services we have. The ones our clients certainly look for the most are consolidated here, but you can always ask one of our specialists for a personalized assistance that will fit your needs.
CREDIT REPAIR
Credit Repair is by far what out clients come to us for, but did you know that the reason your score is low might be completely unexpected?
IDENTITY THEFT
One of the most terrifying and stressful things one can go through, and now a days one of our most common cases.
CHARGE OFF
Just because you cant see it does it mean its gone. Charge Offs appear back when you least expect them.
COLLECTION
If you have neglected paying your bills, or a creditor’s records mistakenly indicate that you have, you may have accounts in collections.
REPOSSESSION
When you ask for a personal property loan, you will have to have a ``collateral`` (usually that same possession) and your lender has the right to take it back when you fail to pay.
LATE PAYMENTS
If you are due a refund there is no penalty if you file a late tax return. But if you owe tax, and you failed to file and pay on time, you will usually owe interest and penalties on the tax you pay late.
BANKRUPTCY
Bankruptcy is a legal term for when a person or business cannot repay their outstanding debts. The bankruptcy process begins with a petition filed by the debtor, which is most common, or on behalf of creditors, which is less common.
LIEN
A lien is a legal claim to your property as security for tax or fee debt. Record of a lien provides public notice to your creditors that someone has a claim against your property.
FORECLOSURE
Foreclosure is the legal process that allows a lender to sell your property to fulfill the debt you owe. Foreclosure works differently in each state, but there are two basic types: judicial foreclosures and non judicial foreclosures.
THE MAN BEHIND THE LEGEND.
MEL ZADEH
MY OWN CREDIT WAS RUINED BECAUSE OF MORTGAGE CRISIS IN PRIOR YEARS.I WAS LOOKING FOR A CREDIT REPAIR COMPANY ,BUT THEY ALL WANTED BIG AMOUNT OF MONEY UPFRONT.
SINCE I WAS ALSO LOOKING FOR A NEW CAREER ,I AFFILIATED WITH A CREDIT RESTORATION COMPANY.HOWEVER AFTER WHILE I FOUND OUT THEY DON’T DO FULL CREDIT REPAIR SERVICES.
THAT IS WHEN I DECIDED TO ESTABLISH MY OWN BUSINESS WHICH INCLUDES CREDIT REPAIR AND OTHER FINANCIAL SERVICES
WE CAN HELP WITH FREE CREDIT REVIEW
4 reasons why you should save money for your children`s college
With a baby on the way, parents often start to think about their future. Thoughts like: What will my kid be in the future? Should we start saving money for a college education? But what if she/he doesn`t want to go to college?...
04 January, 2019 / No comment
5 Ways to Deal With Past Due Accounts
5 Ways to Deal With Past Due Accounts Once an account goes past due, the creditor will intensify its collection activity. When your account is only a little past due, collection efforts are mild. For example, you may get a friendly phone call or past due......
15 April, 2013 / No comment
5 Ways to increase credit rating pt. 2
You can certainly improve your credit rating with a variety of credit options or by keeping accounts open even when you’re not using them to improve your credit utilization ratio. But our five tips are the primary principles for crafting a good credit......
31 July, 2018 / No comment
5 Ways To Increase Credit Rating To Improve FICO
Concerned about your credit history? Here are practical ways to boost your credit score. Your credit report may stay with you for the rest of your life, but it doesn’t need to be a burden. Ultimately, you have some control over how it presents your......
18 July, 2018 / No comment
7 Ways to Increase Credit Rating
Millions of Americans have bad credit or have had trouble with creditors at some time in their lives. Too often the reason for bad credit and poor credit ratings is credit cards. Credit cards are responsible for most of the bankruptcies in the US. The......
13 February, 2013 / No comment
A Brief Guide to The Fair Credit Reporting Act
The Fair Credit Reporting Act, more commonly referred to as the FCRA, is the federal statute that was enacted to protect consumer rights in the credit reporting industry. This law is a consumer minded statute that ensures accuracy and fairness in reporting and dissemination......
24 March, 2018 / No comment
Advantages and Disadvantages of Bankruptcy
While many will argue that bankruptcy brings the end of the world, the truth is, that there is light at the end of the tunnel. Bankruptcy can be a great opportunity to restart your finance, and learn how to manage them better in the future.......
15 March, 2019 / No comment
Are Credit Report And Credit ScoreThe Same?
If you don’t understand the difference between a credit report and a credit score, you are not alone. While both are a measure of your financial well-being, your credit report is a history report of how you have handled your debts, both past and present,......
04 May, 2018 / No comment
Bad Credit Repair Simplified
In order to build a good credit score, you have to work hard, efficiently, and be diligent towards your credit responsibilities. And as you probably understand, this cannot happen overnight. So, what happens if you’re not any close to a great credit rating and you’re......
06 March, 2019 / No comment
Bad Credit vs No Credit: What’s The Difference?
What is bad credit, and what does it mean no credit? Are they similar or different? How the one affects the other? Four simple words, but so many questions! You heard some bad credit here, some no credit there, but you don’t really know what’s......
18 February, 2019 / No comment
Bad Credit vs. No Credit: What is the difference?
Bad Credit VS No Credit is very similar in a sense that both of them are far away from good credit, other than that they are completely different. But what is the difference between them? No credit means you don’t have a credit record, a......
26 December, 2018 / No comment
Bad Credit vs. no Credit: Which one is worse?
It’s not just high demand or steep monthly payments that could come between you and a loan at the bank, a credit card you would like to apply to or an apartment that you would like to rent. There’s another big obstacle: your credit score.......
04 January, 2019 / No comment