/* ============================================================
   Fix No Risk — design system + homepage styles
   Palette: deep navy (#042C53) + teal/emerald (#0F6E56)
   Hand-built static site. No build step required.
   ============================================================ */

:root {
  /* Brand */
  --navy-900: #04203B;
  --navy-800: #062B4D;
  --navy:     #042C53;
  --navy-700: #0A3A63;
  --teal-900: #06372B;
  --teal:     #0F6E56;
  --teal-600: #15916F;
  --teal-bright: #1AA880;
  --teal-50:  #E7F5EF;
  --gold:     #F4B740;

  /* Ink / surfaces */
  --ink:      #0E2233;
  --ink-soft: #43525F;
  --muted:    #6C7A86;
  --line:     rgba(14, 34, 51, 0.10);
  --line-2:   rgba(14, 34, 51, 0.16);
  --surface:  #FFFFFF;
  --surface-2:#F3F8FC;
  --surface-3:#E9F1F8;

  /* On-navy text */
  --on-navy:      #EAF2FB;
  --on-navy-soft: #AFC9E6;

  /* Radii / shadows */
  --r-sm: 10px;
  --r:    14px;
  --r-lg: 20px;
  --r-xl: 28px;
  --shadow-sm: 0 1px 2px rgba(4, 32, 59, 0.06), 0 1px 3px rgba(4, 32, 59, 0.05);
  --shadow:    0 10px 30px -12px rgba(4, 32, 59, 0.18);
  --shadow-lg: 0 30px 60px -20px rgba(4, 32, 59, 0.35);

  /* Type */
  --font-head: "Sora", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --font-body: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

  --container: 1140px;
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--surface);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
h1, h2, h3, h4 { font-family: var(--font-head); font-weight: 700; line-height: 1.12; letter-spacing: -0.02em; color: var(--ink); }
ul { list-style: none; padding: 0; }

:focus-visible { outline: 3px solid var(--teal-bright); outline-offset: 2px; border-radius: 4px; }

.skip-link {
  position: absolute; left: -999px; top: 0; z-index: 200;
  background: var(--navy); color: #fff; padding: 12px 18px; border-radius: 0 0 var(--r-sm) 0;
}
.skip-link:focus { left: 0; }

/* ---------- Layout ---------- */
.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: 22px; }
.section { padding: clamp(56px, 8vw, 104px) 0; }
.section--tight { padding: clamp(40px, 5vw, 64px) 0; }
.bg-soft { background: var(--surface-2); }
.bg-navy { background: var(--navy); color: var(--on-navy); }

.eyebrow {
  font-family: var(--font-head); font-weight: 600; font-size: 0.82rem;
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--teal-600);
}
.bg-navy .eyebrow { color: #6FD3B0; }
.section-head { max-width: 640px; margin-bottom: clamp(28px, 4vw, 48px); }
.section-head.center { margin-inline: auto; text-align: center; }
.section-head h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); margin-top: 10px; }
.section-head p { color: var(--ink-soft); font-size: 1.06rem; margin-top: 14px; }
.bg-navy .section-head p { color: var(--on-navy-soft); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  font-family: var(--font-head); font-weight: 600; font-size: 0.98rem;
  padding: 14px 22px; border-radius: 999px; border: 1.5px solid transparent;
  transition: transform .15s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px) scale(0.99); }
.btn--primary { background: var(--teal); color: #EAFBF4; box-shadow: 0 10px 22px -10px rgba(15,110,86,0.7); }
.btn--primary:hover { background: var(--teal-600); box-shadow: 0 14px 26px -10px rgba(15,110,86,0.85); }
.btn--gold { background: var(--gold); color: #3A2A00; }
.btn--gold:hover { filter: brightness(1.05); }
.btn--ghost-light { background: rgba(255,255,255,0.06); color: var(--on-navy); border-color: rgba(255,255,255,0.28); }
.btn--ghost-light:hover { background: rgba(255,255,255,0.13); }
.btn--outline { background: #fff; color: var(--navy); border-color: var(--line-2); }
.btn--outline:hover { border-color: var(--teal); color: var(--teal); }
.btn--outline-navy { background: transparent; color: var(--navy); border-color: var(--line-2); }
.btn--outline-navy:hover { border-color: var(--teal); color: var(--teal); background: var(--teal-50); }
.reviews-cta { text-align: center; margin-top: 30px; }
.footer-operated { font-size: 0.82rem; opacity: 0.7; margin-top: 10px !important; }

/* Video library (Credit Repair Tips) */
.video-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); gap: clamp(20px, 3vw, 30px); }
.video-card { display: flex; flex-direction: column; }
.video-embed { position: relative; aspect-ratio: 16 / 9; border-radius: var(--r); overflow: hidden; box-shadow: var(--shadow); background: #000; }
.video-embed iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.video-card h3 { margin: 16px 0 6px; font-size: 1.05rem; }
.video-card p { color: var(--ink-soft); margin: 0; font-size: 0.95rem; }

/* About / Meet Mel */
.about-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(24px, 5vw, 56px); align-items: center; }
.about-media { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow-lg); max-width: 420px; }
.about-media img { display: block; width: 100%; height: 100%; object-fit: cover; }
.about-body h2 { margin: 8px 0 14px; }
.about-body p { color: var(--ink-soft); margin: 0 0 16px; }
.about-promise { background: var(--teal-50); border-left: 4px solid var(--teal); border-radius: var(--r-sm); padding: 14px 18px; color: var(--ink) !important; }
.about-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 22px; }
@media (max-width: 820px) { .about-grid { grid-template-columns: 1fr; } .about-media { max-width: 320px; margin: 0 auto; } }

/* Office */
.office { display: grid; grid-template-columns: 1.3fr 0.7fr; gap: clamp(20px, 4vw, 40px); align-items: center; margin-top: clamp(40px, 6vw, 72px); }
.office__photos { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.office__photos img { display: block; width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4 / 3; border-radius: var(--r); box-shadow: var(--shadow); }
.office__text h3 { margin: 0 0 10px; }
.office__text p { color: var(--ink-soft); margin: 0 0 12px; }
.office__addr { display: flex; align-items: flex-start; gap: 8px; color: var(--ink) !important; font-weight: 600; }
.office__addr svg { color: var(--teal); flex: none; margin-top: 2px; }
@media (max-width: 820px) { .office { grid-template-columns: 1fr; } }
.btn--lg { padding: 16px 28px; font-size: 1.05rem; }
.btn--block { width: 100%; }

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.82); backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 16px; }
.brand--logo img { height: 54px; width: auto; display: block; }
@media (max-width: 760px) { .brand--logo img { height: 46px; } }
.brand { font-family: var(--font-head); font-weight: 800; font-size: 1.3rem; letter-spacing: -0.03em; color: var(--navy); }
.brand b { color: var(--teal); font-weight: 800; }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { font-weight: 500; font-size: 0.97rem; color: var(--ink-soft); transition: color .15s ease; }
.nav-links a:hover { color: var(--navy); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-phone { display: inline-flex; align-items: center; gap: 7px; font-family: var(--font-head); font-weight: 600; color: var(--navy); font-size: 0.98rem; }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; color: var(--navy); }
.nav-toggle svg { width: 26px; height: 26px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(1100px 520px at 78% -8%, rgba(26,168,128,0.30), transparent 60%),
    radial-gradient(900px 600px at 6% 110%, rgba(10,58,99,0.55), transparent 55%),
    linear-gradient(160deg, #062B4D 0%, #042C53 48%, #04203B 100%);
  color: var(--on-navy);
}
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: 0.5;
  background-image: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
  background-size: 46px 46px; mask-image: radial-gradient(70% 70% at 50% 30%, #000, transparent 80%);
}
.hero__inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(28px, 5vw, 64px);
  align-items: center; padding: clamp(48px, 7vw, 92px) 0 clamp(56px, 7vw, 96px);
}
.hero .pill {
  display: inline-flex; align-items: center; gap: 9px; padding: 7px 14px; border-radius: 999px;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.16);
  font-size: 0.84rem; font-weight: 500; color: #CFE6F7; margin-bottom: 22px;
}
.hero .pill .dot { width: 8px; height: 8px; border-radius: 50%; background: #2BD9A0; box-shadow: 0 0 0 4px rgba(43,217,160,0.22); }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 5.2vw, 3.7rem); letter-spacing: -0.03em; }
.hero h1 .grad {
  background: linear-gradient(100deg, #5BE3B6, #A7E8FF); -webkit-background-clip: text; background-clip: text; color: transparent;
}
.hero__sub { color: var(--on-navy-soft); font-size: 1.13rem; margin-top: 20px; max-width: 540px; }
.hero__hl { margin-top: 18px; max-width: 560px; color: var(--on-navy); font-size: 1.04rem; }
.hero__hl strong { color: #8FE9C6; font-weight: 700; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.hero__trust { display: flex; align-items: center; gap: 14px; margin-top: 26px; color: var(--on-navy-soft); font-size: 0.92rem; flex-wrap: wrap; }
.stars { display: inline-flex; gap: 2px; color: var(--gold); }
.stars svg { width: 18px; height: 18px; }

/* Lead form card */
.lead-card {
  background: #fff; color: var(--ink); border-radius: var(--r-lg);
  padding: clamp(22px, 3vw, 30px); box-shadow: var(--shadow-lg); border: 1px solid rgba(255,255,255,0.5);
}
.lead-card__head { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.lead-card h2 { font-size: 1.3rem; }
.lead-card .badge { background: var(--teal-50); color: var(--teal-900); font-weight: 600; font-size: 0.74rem; padding: 5px 11px; border-radius: 999px; white-space: nowrap; }
.lead-card .sub { color: var(--muted); font-size: 0.92rem; margin: 6px 0 18px; }
.field { margin-bottom: 12px; }
.field label { display: block; font-size: 0.82rem; font-weight: 500; color: var(--ink-soft); margin-bottom: 6px; }
.input, .select {
  width: 100%; padding: 13px 14px; font: inherit; font-size: 0.98rem; color: var(--ink);
  background: #fff; border: 1.5px solid var(--line-2); border-radius: var(--r-sm); transition: border-color .15s ease, box-shadow .15s ease;
}
.input::placeholder { color: #9AA7B2; }
.input:focus, .select:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 4px rgba(15,110,86,0.12); }
.lead-card__fine { font-size: 0.76rem; color: var(--muted); text-align: center; margin-top: 12px; }
.lead-card__fine a { color: var(--teal-600); text-decoration: underline; }
.form-success { display: none; text-align: center; padding: 16px 0; }
.form-success.show { display: block; }
.form-success .check { width: 54px; height: 54px; margin: 0 auto 12px; color: var(--teal); }

/* ---------- Trust bar ---------- */
.trustbar { border-bottom: 1px solid var(--line); }
.trustbar .container { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; padding-block: 26px; }
.stat { text-align: center; }
.stat__num { font-family: var(--font-head); font-weight: 700; font-size: clamp(1.5rem, 3vw, 2rem); color: var(--navy); letter-spacing: -0.02em; }
.stat__label { font-size: 0.86rem; color: var(--muted); margin-top: 2px; }

/* ---------- Card grids ---------- */
.grid { display: grid; gap: 18px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: 26px;
  box-shadow: var(--shadow-sm); transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--line-2); }
.card .ico {
  width: 50px; height: 50px; border-radius: 14px; display: grid; place-items: center;
  background: var(--teal-50); color: var(--teal); margin-bottom: 16px;
}
.card .ico svg { width: 26px; height: 26px; }
.card h3 { font-size: 1.16rem; }
.card p { color: var(--ink-soft); font-size: 0.98rem; margin-top: 8px; }

/* Removable items chips */
.removes { display: flex; flex-wrap: wrap; gap: 12px; }
.remove-chip {
  display: inline-flex; align-items: center; gap: 10px; padding: 14px 18px;
  background: #fff; border: 1px solid var(--line); border-radius: 999px; font-weight: 500; box-shadow: var(--shadow-sm);
}
.remove-chip svg { width: 20px; height: 20px; color: var(--teal); }

/* ---------- How it works (steps) ---------- */
.steps { counter-reset: step; }
.step .num {
  font-family: var(--font-head); font-weight: 800; font-size: 1.05rem; color: var(--teal);
  width: 42px; height: 42px; border-radius: 50%; background: var(--teal-50); display: grid; place-items: center; margin-bottom: 16px;
}

/* ---------- Score visual ---------- */
.score-feature { display: grid; grid-template-columns: 1fr 1fr; align-items: center; gap: clamp(20px, 4vw, 48px); }
.score-feature__media { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow); }
.score-feature__media img { display: block; width: 100%; height: 100%; object-fit: cover; aspect-ratio: 3 / 2; }
@media (max-width: 760px) { .score-feature { grid-template-columns: 1fr; } }
.score-wrap { display: flex; align-items: center; justify-content: center; gap: clamp(14px, 4vw, 40px); flex-wrap: wrap; }
.score-pod { text-align: center; border-radius: var(--r-lg); padding: 26px 34px; min-width: 150px; }
.score-pod--before { background: #FCEDEC; color: #A23230; }
.score-pod--after { background: #E8F4DE; color: #3C6E12; }
.score-pod .label { font-size: 0.84rem; font-weight: 600; }
.score-pod .val { font-family: var(--font-head); font-weight: 800; font-size: 2.6rem; line-height: 1; margin: 6px 0; }
.score-pod .tag { font-size: 0.82rem; }
.score-arrow { color: var(--teal); }
.score-arrow svg { width: 46px; height: 46px; }
.score-note { text-align: center; color: var(--muted); font-size: 0.84rem; margin-top: 18px; }

/* ---------- Testimonials ---------- */
.t-card { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); padding: 26px; box-shadow: var(--shadow-sm); }
.t-card .stars { margin-bottom: 12px; }
.t-card blockquote { font-size: 1.02rem; color: var(--ink); line-height: 1.6; }
.t-card .who { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.avatar { width: 42px; height: 42px; border-radius: 50%; background: var(--surface-3); color: var(--navy); display: grid; place-items: center; font-family: var(--font-head); font-weight: 700; font-size: 0.95rem; }
.who .name { font-weight: 600; font-size: 0.95rem; }
.who .loc { font-size: 0.85rem; color: var(--muted); }

/* ---------- FAQ ---------- */
.faq { max-width: 800px; margin-inline: auto; }
.faq details { border: 1px solid var(--line); border-radius: var(--r); background: #fff; margin-bottom: 12px; box-shadow: var(--shadow-sm); }
.faq summary {
  list-style: none; cursor: pointer; padding: 20px 22px; font-family: var(--font-head); font-weight: 600; font-size: 1.05rem;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary .chev { transition: transform .2s ease; color: var(--teal); flex: none; }
.faq details[open] summary .chev { transform: rotate(180deg); }
.faq .answer { padding: 0 22px 20px; color: var(--ink-soft); }

/* ---------- CTA band ---------- */
.cta-band { background: linear-gradient(120deg, var(--teal) 0%, #0C5C48 100%); color: #EAFBF4; text-align: center; border-radius: var(--r-xl); padding: clamp(40px, 6vw, 64px) 26px; }
.cta-band h2 { color: #fff; font-size: clamp(1.7rem, 3.6vw, 2.5rem); }
.cta-band p { color: #BCEBDA; margin-top: 12px; font-size: 1.08rem; }
.cta-band .hero__actions { justify-content: center; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: var(--on-navy-soft); padding: clamp(48px, 6vw, 72px) 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 34px; }
.site-footer .brand { color: #fff; }
.site-footer .brand b { color: #2BD9A0; }
.site-footer p { font-size: 0.95rem; margin-top: 14px; max-width: 360px; }
.footer-col h4 { color: #fff; font-size: 0.95rem; font-family: var(--font-head); letter-spacing: 0; margin-bottom: 14px; }
.footer-col a { display: block; padding: 5px 0; font-size: 0.95rem; transition: color .15s ease; }
.footer-col a:hover { color: #fff; }
.footer-contact a { display: flex; gap: 9px; align-items: flex-start; }
.footer-contact svg { width: 18px; height: 18px; flex: none; margin-top: 3px; color: var(--teal-bright); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.10); margin-top: 36px; padding-top: 22px; font-size: 0.83rem; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer-disclaimer { font-size: 0.82rem; color: #AEC4DA; margin-top: 18px; line-height: 1.6; max-width: 760px; }

/* ---------- Mobile sticky CTA ---------- */
.mobile-cta { display: none; }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s ease, transform .6s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; transition: none; }
}

/* ============================================================
   Responsive
   ============================================================ */
@media (max-width: 900px) {
  .hero__inner { grid-template-columns: 1fr; }
  .lead-card { order: -1; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .nav-links, .nav-cta .nav-phone { display: none; }
  .nav-toggle { display: inline-flex; }
  .grid-3 { grid-template-columns: 1fr; }
  .trustbar .container { grid-template-columns: repeat(2, 1fr); gap: 22px; }
  body { font-size: 16px; }
  .mobile-cta {
    display: grid; grid-template-columns: 1fr 1fr; gap: 10px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 90;
    padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
    background: rgba(255,255,255,0.92); backdrop-filter: blur(12px); border-top: 1px solid var(--line);
  }
  .mobile-cta .btn { padding: 13px; font-size: 0.95rem; }
  body { padding-bottom: 76px; }
}
@media (max-width: 480px) {
  .grid-4, .grid-2 { grid-template-columns: 1fr; }
  .hero .hero__actions .btn { width: 100%; }
}

/* Mobile slide-out menu */
.mobile-menu { position: fixed; inset: 0; z-index: 150; display: none; }
.mobile-menu.open { display: block; }
.mobile-menu__scrim { position: absolute; inset: 0; background: rgba(4,32,59,0.5); }
.mobile-menu__panel {
  position: absolute; top: 0; right: 0; height: 100%; width: min(82vw, 340px);
  background: #fff; padding: 24px; box-shadow: var(--shadow-lg); display: flex; flex-direction: column; gap: 6px;
}
.mobile-menu__panel a { padding: 14px 6px; border-bottom: 1px solid var(--line); font-family: var(--font-head); font-weight: 600; font-size: 1.1rem; color: var(--navy); }
.mobile-menu__close { align-self: flex-end; background: none; border: 0; color: var(--navy); padding: 6px; margin-bottom: 8px; }
.mobile-menu__close svg { width: 28px; height: 28px; }

/* ---------- Interior pages ---------- */
.page-hero { background: linear-gradient(160deg, #062B4D 0%, #04203B 100%); color: var(--on-navy); padding: clamp(46px, 7vw, 82px) 0 clamp(34px, 5vw, 54px); }
.page-hero h1 { color: #fff; font-size: clamp(1.9rem, 4.4vw, 2.9rem); }
.page-hero p { color: var(--on-navy-soft); margin-top: 12px; max-width: 640px; font-size: 1.05rem; }
.breadcrumb { font-size: 0.85rem; color: var(--on-navy-soft); margin-bottom: 14px; }
.breadcrumb a { color: #6FD3B0; }
.prose { max-width: 760px; }
.prose .updated { font-size: 0.9rem; color: var(--muted); margin-bottom: 26px; }
.prose h2 { font-size: clamp(1.3rem, 2.6vw, 1.7rem); margin: 34px 0 12px; }
.prose h3 { font-size: 1.15rem; margin: 22px 0 8px; }
.prose p { color: var(--ink-soft); margin-bottom: 14px; }
.prose ul { padding-left: 20px; margin-bottom: 16px; list-style: disc; }
.prose li { color: var(--ink-soft); margin-bottom: 7px; }
.prose a { color: var(--teal-600); text-decoration: underline; }
.callout { background: var(--surface-2); border: 1px solid var(--line); border-left: 4px solid var(--teal); border-radius: var(--r); padding: 16px 18px; margin: 22px 0; font-size: 0.95rem; color: var(--ink-soft); }
.callout strong { color: var(--ink); }

/* ---------- How we fix: 5-step grid + "if needed" tags ---------- */
.steps-grid { display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); }
.step__tag {
  display: inline-block; font-family: var(--font-body); font-weight: 600; font-size: 0.62rem;
  text-transform: uppercase; letter-spacing: 0.06em; color: var(--teal-600);
  background: var(--teal-50); padding: 3px 8px; border-radius: 999px;
  vertical-align: middle; margin-left: 6px;
}

/* Lead-form attention pulse — fired when a "Get my free credit review" button is clicked */
.lead-card--flash { animation: leadFlash 1.2s ease; }
@keyframes leadFlash {
  0%   { box-shadow: var(--shadow-lg); }
  18%  { box-shadow: 0 0 0 4px rgba(26,168,128,0.55), var(--shadow-lg); }
  100% { box-shadow: var(--shadow-lg); }
}
@media (prefers-reduced-motion: reduce) { .lead-card--flash { animation: none; } }

/* ---------- Free-consultation page ---------- */
.consult-layout { display: grid; grid-template-columns: 1fr 0.92fr; gap: clamp(28px, 5vw, 56px); align-items: start; }
.consult-info .section-head, .consult-info h2 { margin-top: 10px; }
.consult-info h2 { font-size: clamp(1.5rem, 3vw, 2rem); }
.consult-list { display: grid; gap: 14px; margin-top: 20px; }
.consult-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--ink-soft); font-size: 1.02rem; }
.consult-list svg { width: 22px; height: 22px; color: var(--teal); flex: none; margin-top: 3px; }
.consult-call { margin-top: 26px; font-size: 1.05rem; color: var(--ink-soft); }
.consult-call a { color: var(--teal-600); font-weight: 700; }
@media (max-width: 900px) { .consult-layout { grid-template-columns: 1fr; } .consult-info { margin-bottom: 6px; } }