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01 Mar Pre-Approved Credit Card Offers
You have probably noticed an abundance of “pre-approved” credit card offers in your mailbox, even more so during the Holiday season. But, what does this mean? Are you really approved? Can you just start using the card? Should you start using the card?
Here we bring you an easy explanation as to why you get this offers and how to best approach them.
13 Feb How to Prepare for an Employment Background Check
When preparing yourself for a job interview, you need to do more than just freshen up on your interviewing skills. Most employers today want to do more than just speak with you in an interview or read your resume. They want to conduct a thorough background check and take a look into your credit report and history. Reviewing your report prior to the interview to make sure it is in tip top shape is the first way to secure the job but knowing your rights under the Fair Credit Reporting Act (“FCRA”) will ensure the employer does not violate your rights and take advantage of your naivete.
07 Feb Employment Background Check and The Fair Credit Reporting Act
Employment background check cases are on the rise. The Fair Credit Reporting Act (“FCRA”) is doing its job and protecting consumers nationwide from the improper handling of consumer reports during the employment application process. Consumers should be aware of their rights and protect themselves from misconduct of employers.
26 Jan Seven Reasons Why You Were Denied a Credit Card
When applying for a credit card it seems fairly obvious that you cannot get approved with a poor credit history. However, consumers with a good credit score are denied for a variety of other reasons. Here are seven of the top reasons credit card companies may deny your application.
