Unfortunately, there is no quick fix to eliminate debt. Not only does it take patience, time and diligence, but also a clear understanding of why we get ourselves into debt in the first place.Was it that our wants were greater than our means? Was it...
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The housing disaster that affected, not only the United States, but also the entire world has left many reeling, yet the issues that caused that fiasco are still with us.Which leaves one to ask, did the housing crisis ever really go away? And the ugly...
The Credit Dangers to Your Credit Rating if You’re An Authorized UserYou see it all the time. Your spouse, family or friend authorizes you to be on their credit card. The day arrives and you have a credit card with your name on it,...
5 Ways to Deal With Past Due AccountsOnce an account goes past due, the creditor will intensify its collection activity. When your account is only a little past due, collection efforts are mild. For example, you may get a friendly phone call or past due letter...
