In a perfect world, we wouldn’t need to borrow money from lenders, including cases of mortgages, buying a car or funding our studies. However, it’s not widely possible to buy a house with cash, so most of us seek for a financial help at some...
You know you have a credit score, and you’re doing everything you can to keep it in a good shape. And then someone is asking you how’s your FICO score going. Wait, what is FICO score, and what do I need to know it? Fix...
You already know the importance of a good credit score, and sometimes you wish that you could turn the time back! While this is impossible, you can help your children to become responsible adults, by helping them to build a good credit score. In order...
Is the balance of your savings account zero, or it definitely needs a boost? Well, you’re not alone. Saving money when you barely make enough to cover your expenses, can be really hard. However, there are always small things here and there that can save...
While many will argue that bankruptcy brings the end of the world, the truth is, that there is light at the end of the tunnel. Bankruptcy can be a great opportunity to restart your finance, and learn how to manage them better in the future....
Elizabeth Warren said among others about bankruptcy: “Bankruptcy is about financial death and financial rebirth. Is the great American story rewritten. We're a nation of debtors.” While the majority of people believe that declaring bankruptcy is the worst thing can happen, they may need to...
You should know it by now, a good credit score can rule the world! It may be difficult to reach the top with above 750 points, but you can surely maintain a good one. It’s a number that can literally improve your life. It takes...
Credit score along with your social security number, are the two most important numbers in your life. However, credit score is the know that determines your financial future, which makes it extremely important. But understanding your credit score it’s not an art that everyone has...
In order to build a good credit score, you have to work hard, efficiently, and be diligent towards your credit responsibilities. And as you probably understand, this cannot happen overnight. So, what happens if you’re not any close to a great credit rating and you’re...
Credit cards are admittedly, the fastest way to help you build your credit rating. However, in order for your application to get accepted, you need a good credit score! It may sound odd, but this is the actual reality. Secured credit cards on the other...
Unfortunately, not everyone is able to buy a house with a single cash payment, especially combine with the global economic crisis. So, this is where mortgage applications and home loans hop in to help. And what do you need in order to convince lenders to...
Removing disputes from your credit report is not as difficult as you may think. If you have open disputes listed in your report, it’s possible that lenders will reject your loan application. It is also possible to ask you to remove the dispute before approving...
You’ve heard about a hard inquiry, then for a soft one, and you have so many questions about them. What is it, and why should I know it? Does it affect my credit score? Is it shown on my credit report, and if yes, how...
You have a good job with reliable income, you are diligent with your payments, so your credit score goes really well. Well...