Terms & Conditions | Fix No Risk Credit Repair San Diego

Last updated: June 2026

Note: This is a starting template provided for your website. Credit repair is regulated by federal and state law (including the Credit Repair Organizations Act and California's Credit Services Act). Please have a qualified attorney review and finalize these terms — and your client service agreement — before you publish.

These Terms & Conditions ("Terms") govern your use of fixnorisk.com and the services provided by Fix No Risk ("we," "us," or "our"). By using this site or our services, you agree to these Terms.

Our services

We provide credit repair assistance, including reviewing your credit reports and helping you dispute inaccurate, outdated, or unverifiable items with the credit bureaus and creditors. A specific written service agreement will govern any paid engagement.

No guarantee of results

We do not promise or guarantee any specific credit-score increase or that any particular item will be removed. Results depend on the information in your credit file and how the bureaus and creditors respond.

Your consumer rights

You have the right to dispute inaccurate information on your own credit report directly with the credit bureaus at no cost. You also have the right to cancel a credit repair service agreement within the timeframe required by applicable law, and you will not be charged for services before they are performed where the law requires it.

Fees

Any fees for our services will be disclosed to you clearly and in writing before you agree to them. Your initial consultation is free and carries no obligation.

Your responsibilities

Provide accurate and complete information
Use our services and this website lawfully
Not misuse, copy, or disrupt the website or its content

Intellectual property

All content on this website — text, graphics, logos, and design — is owned by or licensed to Fix No Risk and may not be copied or reused without permission.

Third-party links

Our site may link to third-party websites. We are not responsible for the content or practices of those sites.

Limitation of liability

To the fullest extent permitted by law, Fix No Risk is not liable for any indirect, incidental, or consequential damages arising from your use of this website or our services. This website is provided for general information and is not legal or financial advice.

Governing law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law rules.

Changes to these Terms

We may update these Terms from time to time. The "last updated" date above shows when they were most recently revised.

Contact us

Fix No Risk
16776 Bernardo Center Dr #212E, San Diego, CA 92128
Phone: 858-774-0231